Our Team

Teri L. Smith

Teri started her career as a field customer service representative where she learned the value of a well-constructed home. Dealing with homeowners gave her a unique perspective on what it takes to satisfy the customer. Teri then moved into the office and became a contract administrator where she acquired the skills of contract writing and negotiation. After two years in that position, Teri joined the Marketing Department at McMillin Companies. She worked with Interior Design Professionals in planning and furnishing model homes. She also established marketing programs to advertise and promote new subdivisions, identifying target markets to best utilize promotional budgets. Teri then spent four years with Shea Homes as an estimator and purchasing agent. She dealt with most major trade subcontractors in San Diego.

An offer to manage the Options Department brought her back to McMillin. There, she developed an options program that lead the industry in both efficiency and buyer satisfaction. She was named Options Manager of the Year by the Building Industry Association of San Diego in 2008. Teri has obtained her certificate in Interior Design and consults for other San Diego Developers on Model Home Interiors and Homebuyer Options. This experience ensures that you will get the best prices and greatest selection on the latest products for your project. As CEO, Teri manages all of Pebble Creek’s operations including estimating, contracting, accounting, and customer service.


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Gary L. Arnold

Gary started his career with a degree in Architecture. He then went to work as a carpenter while continuing his education. After earning a degree in Business Administration/Real Estate, Gary started a contracting business. Then San Diego Diversified Builders Services, the general contractor for McMillin Communities, persuaded him to become their estimator and purchasing agent. He soon became vice president then president. Gary ran San Diego Diversified Builders Services for several years, constructing more than 500 homes per year.

The company was eventually consolidated into McMillin Homes where Gary was put in charge of the Drafting and Design Department, the Customer Service Department, and the Project Managers. When McMillin Homes purchased a building company in the Imperial Valley, Gary was placed in charge of that division as well. In Imperial Valley he was responsible for land purchase, entitlement, site development and construction. As the company expanded, Gary was charged with ensuring that the other divisions maintained McMillin’s standards and operating procedures, guidelines that he himself had written. Gary was a senior vice president at the peak when McMillin developed and constructed more than 2,000 homes per year.

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